Honoring Experience
Secure Your Financial Success
Securing your financial success begins with a disciplined and strategic approach. At C&T Fields Financial, we provide structured guidance and comprehensive protection solutions designed to strengthen your long-term financial position. Through informed planning, income-security strategies, and legacy-focused solutions, we help you build a foundation that supports stability, growth, and confidence. Financial success is the result of deliberate choices, and our mission is to equip you with the clarity and tools needed to achieve it.
Future Ready
Secure Your Future with Our Strategies
Securing your future requires a strategic approach built on clarity, protection, and long-term stability. At C&T Fields Financial, we deliver structured solutions designed to help veterans, seniors, and families strengthen their financial foundation with confidence. By integrating comprehensive life-insurance planning, income-protection strategies, and legacy-preservation guidance, we ensure that your plan aligns with both your current needs and future goals. Our commitment is to provide reliable, results-driven support that empowers you to navigate life’s uncertainties with certainty and control.
C&T Fields Financial is committed to serving the Belleville community with reliable financial services. Our team focuses on understanding each client's unique needs and providing tailored solutions to help achieve their financial goals.
We prioritize a straightforward approach, ensuring transparent communication and dedicated support. As a trusted partner, C&T Fields Financial aims to build long-lasting relationships through professionalism and personalized service.
Investment Growth Strategies Await
Wealth Management Strategies
At C&T Fields Financial, we provide structured wealth management strategies designed to help clients protect, grow, and efficiently transfer their assets. Our approach focuses on long-term stability, risk mitigation, and tax-advantaged planning, ensuring that veterans, seniors, and families can build and preserve meaningful financial security. Key areas of our wealth management framework include:
Income Protection & Replacement
Strategies that safeguard your earning power through modern life insurance, living benefits, and disability solutions, ensuring stable financial continuity in the event of illness, injury, or loss of income.
Cash Value & Index Strategies (IUL / Whole Life)
Options that allow you to build tax-advantaged cash reserves, leverage indexed growth potential, and create flexible access to funds throughout your lifetime.
Retirement Income Solutions
Personalized solutions, including fixed-index annuities, that provide guaranteed lifetime income, protect principal, and help you navigate market volatility with confidence.
Legacy & Beneficiary Planning
Tools that ensure your assets are transferred efficiently, tax-advantaged, and according to your wishes—while reducing the financial and emotional burden on loved ones.
Liquidity & Emergency Planning
Approaches that help you create accessible funds for unexpected needs, major expenses, or family emergencies without sacrificing long-term growth.
Tax-Advantaged Strategies
Structure your financial plan to minimize tax exposure and maximize long-term benefits through insurance-based solutions and protected retirement income streams.
Retirement Solutions
At C&T Fields Financial, we provide structured retirement solutions designed to protect your income, preserve your assets, and support long-term financial stability. Our approach focuses on helping clients create dependable income streams, safeguard their savings from market volatility, and plan for a retirement that is both secure and predictable. Key components of our retirement planning include:
Guaranteed Income Strategies
Solutions such as fixed and fixed-index annuities that provide reliable, lifelong income—ensuring you never outlive your money, regardless of market conditions.
Principal Protection
Options that shield your retirement assets from market downturns while still allowing for growth potential, helping maintain long-term stability and peace of mind.
Tax-Advantaged Growth
Strategies that utilize tax-deferred accumulation and tax-efficient distributions to help maximize the value of your retirement savings over time.
Income Replacement Planning
Approaches that ensure your essential expenses are covered—even if your employment changes, your health shifts, or other income sources become uncertain.
Living Benefit Solutions
Modern policies that allow access to funds during chronic, critical, or terminal illness—protecting both your lifestyle and your legacy during life’s unexpected challenges.
Legacy-Focused Retirement Options
Plans that ensure your remaining retirement assets are transferred efficiently, minimizing tax burdens and providing lasting support for your family.
Health Protection
At C&T Fields Financial, we provide comprehensive health-coverage guidance designed to help seniors, families, and veterans understand their options and secure the protection they need. Our focus is on clarity, affordability, and long-term stability—ensuring clients have access to coverage that supports both their health and financial well-being. Key health services include:
Medicare Education & Plan Guidance
Clear, unbiased information to help clients understand Medicare Parts A, B, C, and D, compare available options, and choose coverage that aligns with their medical needs and budget.
Medicare Advantage & Supplement Options
Support in navigating Advantage plans (Part C) and Medigap policies, helping you determine which type of coverage provides the right balance of benefits, costs, and flexibility.
Prescription Drug Plan Review
Assistance in evaluating Part D drug plans to ensure medications are covered at the lowest available cost.
Hospital Indemnity & Health Protection Plans
Solutions that help cover gaps in traditional insurance by providing financial support for hospital stays, surgeries, or unexpected medical events.
Critical, Chronic & Terminal Illness Benefits
Modern life-insurance options that offer living benefits, allowing clients to access funds during major health challenges to protect income, reduce stress, and preserve savings.
Long-Term Care Planning Support
Guidance on strategies to help cover extended care needs—such as home care, assisted living, or nursing care—without depleting family assets.
Trusted Financial Guidance in Belleville, IL
At C&T Fields Financial, our mission is to provide individuals, families, veterans, seniors, and small business owners with trusted guidance and comprehensive solutions that strengthen their financial security. We are committed to delivering personalized insurance and protection strategies that empower clients to safeguard their assets, prepare for the future, and build lasting generational stability.
Guided by professionalism, integrity, and a deep dedication to service, we strive to ensure every client gains the knowledge and confidence needed to make informed financial decisions—today and for years to come.
Maximize Your Financial Growth
Building wealth isn’t just about saving money — it’s about positioning your finances to work for you. At C&T Fields Financial, we help you grow your wealth with strategic tools such as cash-value life insurance, indexed products, retirement solutions, and tax-advantaged planning options. Our goal is simple: to help you protect your income, grow your assets, and create long-term financial stability. Whether you're starting from scratch or refining what you’ve already built, we’ll guide you with clear strategies designed to maximize growth and minimize risk.
About Us
At C&T Fields Financial, protecting your family’s future is not just a policy—it’s our promise. Founded by Army veteran and former nurse Christiane Fields, our mission is grounded in service, integrity, and education. After years of serving her country and caring for her community, Christiane now empowers families, veterans, seniors, and small business owners with the tools needed to build, protect, and pass on generational wealth. We offer tailored solutions in life and health insurance, legacy planning, retirement guidance, and long-term wealth strategies. Our approach is straightforward: we meet you where you are, simplify the process, and walk with you every step of the way. Your legacy deserves protection. Your family deserves peace of mind.